Insurance for the self-employed in Germany: What do I need?
Summary Businesses in Germany face a range of risks, so it’s crucial to build a tailored insurance portfolio rather than rely on a one-size-fits-all solution. Key policies include the commercial public liability insurance 💬Betriebshaftpflichtversicherung, which covers third-party personal injury, property or financial damage and the professional indemnity insurance 💬 Berufshaftpflicht-/Vermögensschadenhaftpflicht-versicherung for service providers facing pure …
Read more
Self-employed and side job in Germany: How to navigate health insurance
If you’re self-employed and have a side job in Germany, your health insurance status can get complicated. This guide explains how to assess your main income type, what rules apply, and how to make sure you’re properly insured.
Read more
Employment contract in Germany: How to draft contents and clauses
Summary An employment contract in Germany defines the legal relationship between employer and employee, ensuring clarity and compliance with German labour law. It must include details such as job description, working hours, salary, and termination conditions. Written contracts are strongly recommended, as oral agreements offer little protection. Including clauses on probation periods, confidentiality, and notice …
Read more
Loan in Germany: Understanding the legal basics
Summary A loan agreement under German law involves the lender transferring money to the borrower, who becomes free to use it but must repay it later. Agreements should be in writing, outlining loan amount, term, repayment schedule, interest rate, default terms, and termination rights. Larger or formal contracts often include acknowledgement of debt or guarantees …
Read more
How to find investors in Germany: Strategies for funding your company
Summary Finding investors in Germany requires a structured approach and a clear understanding of your company’s needs. Investor types include venture capitalists, business angels, crowdfunding participants, and even friends and family. Each offers specific benefits and risks, from professional expertise to emotional involvement. Once you’ve identified suitable investors, networking, events, and personal introductions become key. …
Read more
Where can I check if a company name is taken in Germany?
Summary Choosing a company name in Germany requires ensuring it’s unique, compliant, and not already trademarked. Check business and trademark databases, and confirm domain availability before using it for branding or registration. Contents Firmenname, Unternehmensbezeichnung or Geschäftsbezeichnung? The road map to a viable company name Step 1: Choose a company name Step 2: Assess your …
Read more